> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://poinz.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# Are there any additional benefits with the poinz credit cards?

The poinz credit cards are free of charge and offer numerous benefits: you benefit from time-limited bonuses, a purchase protection insurance, and cashback on all your purchases – 1% with the poinz American Express and 0.25% with the poinz Visa credit card. In the first 3 months, the main cardholder even receives 3% cashback with the American Express until an amount of CHF 100.– is reached. With the Visa, the mentioned 0.25% applies and remains unchanged.

You can find all details about the poinz credit cards as well as the complete benefits overview here:
* About the poinz credit cards: [https://poinz.ch/de/referral/MIGHERO-AJCW](https://poinz.ch/de/referral/MIGHERO-AJCW)
* Benefits overview: [https://poinz.ch/de/poinz/poinz-cards?dialog=benefits](https://poinz.ch/de/poinz/poinz-cards?dialog=benefits)