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# How much cashback do I get with the poinz credit cards?

With the poinz American Express credit card, you collect 1% cashback, and with the poinz Visa credit card, you collect 0.25% on every transaction (excluding cash withdrawals, fees, and interest).

In the first 3 months, as the main cardholder, you even receive 3% cashback with the American Express card, until a total amount of CHF 100.– is reached.

The collected cashback amounts are displayed as provisional credit within 24 hours directly in your poinz app.