> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://poinz.crisp.help/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What are the advantages of the poinz credit cards?

The popular credit card duo from poinz, consisting of Visa and American Express, has already been awarded multiple times in various categories – including by Moneyland and Handelszeitung.

Your benefits at a glance:
* Free credit cards
* Welcome offer: 3% cashback with the American Express card for the first 3 months (up to max. CHF 100.–)
* Purchase protection insurance
* Mobile payment compatible
* Up to 1% cashback worldwide

**Apply for poinz credit cards now:** [https://poinz.ch/de/poinz/poinz-cards](https://poinz.ch/de/poinz/poinz-cards?utm_source=chatgpt.com)