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# Which type of credit cards do I receive when I apply for the poinz credit cards?

You receive a card duo consisting of the poinz Visa credit card (0.25% cashback) and one poinz American Express credit card (1% cashback).

In the first 3 months, as the main cardholder, you can even collect 3% cashback with the American Express credit card until a total amount of CHF 100.– is reached. After that, you continue collecting the regular 1% cashback. It is therefore especially worthwhile to use the cards as often as possible right after they are issued so you can collect a significant amount of cashback in no time.